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Besides - old age, car accident and murder – what would the most likely cause of my death be? This was the question we asked when deciding on what we wanted from our Critical Illness Cover. Crack open any comprehensive critical illness policy wording and you’ll find a ton of diseases covered – everything from Parkinson’s to Cerebral Malaria to Blindness. read more »

I can’t decide - Disability Cover and Critical Illness Cover? Of course you know our opinion on that - take both! But it’s not our opinion that counts; so here’s how to decide: Which is better? * Disability Cover has one focus, and one focus only - your occupation. * Critical Illness Cover also has one focus – have you been diagnosed with one of the critical illnesses? That’s it case closed, end of discussion. But hang on, surely there’s more to this than that? read more »

At Different Life we have a different take on this - We think Critical Illness Cover is especially important because you’re on medical aid. To understand our thinking, you need to know how a medical scheme works. read more »

You’re probably not going to believe what we’re going to say next… At Different Life we think our life insurance platform is the best thing since sliced cheese. The problem is - you might not agree. So what better way is there to test, than to see how long it takes someone to come out the other end of the machine? read more »

So you’re in two minds about buying life insurance? Yes, life insurance is definitely more value for money, but that doesn’t help much if the cover only pays out a month later. At least with funeral cover you’ll know that your family can afford to bury you within 48 hours. They can arrange the funeral and pay whatever else needs to be paid without any stress. read more »

Believe it or not, there are very sound reasons for owning life insurance, even for the single person. Today we’re going to look at three problems easily solved by life insurance. read more »

Meet Ralph… Ralph recently got married. His first child is on the way, and to top it all, he has just bought his very first home. Of course let’s not forget the two cars, the furniture, and everything else that goes along with marriage and owning a home. Quite simply, Ralph has a lot on his plate. To be honest, while it’s great knowing life is good, he’s also scared… read more »

Can you identify with James? He’s just your average bloke trying to make a living. It’s tough when you’re a single parent trying to put food on the table for three children at the best of times. But right now, James is in big trouble. read more »

First of all ask yourself, which of the two is the least hassle? - Buying four funeral policies - R50, 000 each and R200, 000 in total - with zero medical questions, or - Buying one life insurance policy of R200, 000 with medical questions. Funeral cover wins hands down, right? We don’t think so, but a surprisingly large amount of people do. Here’s why: read more »

Calculations are a part of our daily lives, whether it is figuring out how long it’ll take you to get home from work or what time you need to wake up to make sure that everyone gets out of the house on time in the morning. But have you ever stopped to think about the calculations that you don’t want to make: how will your family get by without you if you should pass? Here are some examples of the why you should calculate how much life insurance you and your family actually need: read more »