But in today’s competitive markets there are so many options to choose from.
At Different Life we’ve tried to make insurance products as easy to understand as possible. So If you are currently considering any long-term insurance products we have developed these pages to help you through the process.
So where to begin?
Below is our easy to use insurance calculator, why not try it to get a sense of what your long term insurance needs might be?
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Interesting articles on life insurance
When a Policy won’t pay out?-Worried whether Different Life will ‘Um and Ah’ with your claim? This is always a sticky question. Ask any insurer: The number one cause of claims being rejected is because of non-disclosure. Non-disclosure is when you fail to tell the whole truth when applying for cover. At Different Life we’re trying our best to play Read More
4 Critical reasons for why you should keep reading-Besides - old age, car accident and murder – what would the most likely cause of my death be? This was the question we asked when deciding on what we wanted from our Critical Illness Cover. Crack open any comprehensive critical illness policy wording and you’ll find a ton of diseases covered – everything from Read More
How to buy Life Insurance in 20 minutes flat-You’re probably not going to believe what we’re going to say next… At Different Life we think our life insurance platform is the best thing since sliced cheese. The problem is - you might not agree. So what better way is there to test, than to see how long it takes someone to come out Read More
Why we charge for our Accelerated Funeral Benefit-So you’re in two minds about buying life insurance You’re on a tight budget at the moment. You’ve basically got R200 a month which you can spend on insurance, and right now you have to decide between life insurance and funeral cover. Yes, life insurance is definitely more value for money, but that doesn’t help Read More
1 simple solution to 3 big problems-Why would anyone buy life insurance? Think about it. First off, it’s money which could be better spent paying off your debt or saving for retirement, and second, You’re never going to enjoy the millions of life insurance on your life. Take the single person for example. They’re usually just starting out in life with Read More
I already have Disability Cover – do I need Salary Protection?-Meet Ralph… Ralph recently got married. His first child is on the way, and to top it all, he has just bought his very first home. Of course let’s not forget the two cars, the furniture, and everything else that goes along with marriage and owning a home. Quite simply, Ralph has a lot on Read More
Why James needs Salary Protection-Can you identify with James? He’s just your average bloke trying to make a living. It’s tough when you’re a single parent trying to put food on the table for three children at the best of times. But right now, James is in big trouble. In fact, life was on the up-and-up for him until Read More
Which is best – Life Insurance or Funeral Cover?-First of all ask yourself, which of the two is the least hassle? Buying four funeral policies - R50, 000 each and R200, 000 in total - with zero medical questions, or Buying one life insurance policy of R200, 000 with medical questions. Funeral cover wins hands down, right? We don’t think so, but a Read More
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