So what is underwriting anyway?

We think you should understand what you buy.

Perhaps the best way to answer that is to consider the following...

Two people are looking to buy a R1 million’s life insurance.
The insurance company offers each of them the cover at R500 a month
One person is in perfect health, one is not
One of them works in an office , the other works with explosives
One of them takes leisurely walks on the beach to stay in shape, the other is a skydiver

Rather than a “one size fits all” approach, underwritten life insurance treats you as the individual you are:

Underwriting means you pay a price for your individual risk profile, and that’s why we ask all those questions.